Why People Don’t Care About New York Accident Lawyer A New York Accident Lawyer Can Help You Understand the No-Fault Insurance System Car accidents are a common occurrence in New York City. While the majority of them are just collisions between cars, some may result in serious injuries. Anyone injured should dial 911 and seek medical attention as soon as possible. A New York car accident lawyer can assist victims with their legal needs following the crash. They can help them obtain compensation for medical expenses and lost wages. No-fault insurance New York is a no-fault insurance state which means that motorists passengers, pedestrians and bicyclists are covered by their own automobile insurance policies for medical expenses, lost wages, and other accident-related expenses. This system has safeguarded those who have been injured in car accidents from having to pay out-of-pocket expenses. However it is crucial to know what it means. To be eligible for No-Fault insurance You must satisfy certain requirements. First of all you must be injured in a car accident that occurred in the state of New York. You must be a driver, a passenger or pedestrian in the insured vehicle. The injured party also must be treated in a hospital or by a certified provider. Additionally you must have sustained a “serious injury.” New York State Insurance Law defines serious injuries as permanent impairment of function or disfigurement. All of these injuries are serious and can have a negative impact on the victim’s life. A New York injury lawyer can assist you if suffered serious injuries in a New York car accident. A lawyer can help you with the legal process in many ways following a serious auto accident. They can help you understand your legal options, conduct an extensive investigation, and negotiate with your insurance company. They may also make a court-filed lawsuit on behalf of you against the driver who caused the accident. You may have to pay astronomical medical bills, loss of wages, and other costs following a serious car accident. No-fault insurance will cover these costs as well, and you should seek treatment after an accident, even though you feel fine. If you’re unable to return to work, no-fault insurance will cover 80 percent of your lost wages up to $2,000 per month. It also covers a number of your out of pocket costs, including the cost of household assistance. Insurance companies often schedule an IME (Independent Medical Examination) or EUO, or an Exam under Oath. Attendance is mandatory, as the absence of this could result in denial of benefits retroactively. Purely faults that are comparable In a lot of car accident lawsuits, the plaintiffs are partially or completely responsible for the accident. The law grants injured parties to receive damages according to their percentage of blame. This is known as pure comparative fault. Pure comparative fault differs from modified comparative fault, which limits the amount of fault that a claimant can be deemed to have to make them ineligible for financial compensation.